Should you go for elite loyalty rewards?

Are you a rewards program elite? It’s not as easy to figure out as you might think.

One-third of consumers aren’t sure where they stand in retailers’ reward programs, according to a new survey from Colloquy. Blame increasingly complicated tiered programs that offer different perks based on how often you visit and how much you spend.

Watch the video below for tricks to ensure you don’t miss any point-earning opportunities. For more tips to make the most of tiered reward programs, read the full story on CNBC.com.