Does joining AAA, Amazon Prime or Costco pay off?

Source: Shutterstock

Source: Shutterstock

Faced with an annual membership fee, one of the first questions you should ask yourself is, “Will this pay for itself?”

In some cases, it’s an easy assessment. Two visits to the local zoo over the course of a year, and membership has paid for itself. But with other memberships, it’s not so easy–especially if joining entices you to spend more money than you would otherwise.

Check out the full article on CNBC.com to see how fast you’ll reach the break-even point for annual amusement park passes, warehouse club memberships, roadside assistance programs, and free shipping clubs (aka Amazon Prime), among others.