Credit and Debit

Why credit may be the best way to pay

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When it comes to protection for your purchases, credit is king. There’s no need to rack up debt, though. My trick? Record the purchase in your checkbook or whatever record-keeping tool you use to track your checking account balance. Stop spending before you’d “overdraw,” and then transfer over the balance owed each month. For more […]

Tallying the cost of prepaid cards

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Picking a prepaid card can be as complex as picking a checking account or credit card–and the consequences of choosing poorly, as expensive. But now, it’s getting a little easier to compare options as issuers begins adopting a new set of voluntary fee disclosures. Unfamiliar with prepaid cards? Think of them as a checking account […]